Blog

Resources & Guides

Practical guides for landlords and private lenders in Puerto Rico and the US.

Seller Financing6 min read

How to Track Seller-Financed Payments (Without Spreadsheets)

A practical guide to tracking seller-financed mortgage payments. Amortization schedules, payment matching, 480.7A and 1098 tax forms — and the tools that replace spreadsheets for individual private lenders.

April 9, 2026

Tax Compliance7 min read

Form 480.7A Guide: What Private Lenders in Puerto Rico Need to Know

Everything you need to know about Form 480.7A for Hacienda de Puerto Rico. Who files it, when it's due, what information is required, and how to generate it automatically.

April 9, 2026

Rent Collection6 min read

Rent Collection Tools for Small Landlords: A Practical Guide

A no-nonsense guide to rent collection tools for landlords with 1-5 properties. Compare DIY methods, property management software, and purpose-built tools for independent landlords.

April 9, 2026

Seller Financing8 min read

Owner Financing vs. Traditional Mortgages in Puerto Rico

Owner financing vs. traditional bank mortgages in Puerto Rico: pros, cons, tax implications (480.7A, 1098, 6252), and how to manage owner-financed loans.

April 9, 2026

Seller Financing9 min read

Best Seller Financing Software for Individual Lenders (2026 Comparison)

Compare seller financing software for individual private lenders: Lend. vs ZimpleMoney vs HonestDeed vs uLoan vs spreadsheets. Features, pricing, tax form support, and which tool fits your situation.

April 12, 2026

Seller Financing8 min read

Owner Financing Payment Tracking: The Complete Guide for Individual Lenders

How to track owner-financed mortgage payments as an individual lender. Amortization, payment methods (ATH Móvil, Zelle, ACH), late fees, tax forms (1098, 480.7A, 6252), and the tools that replace spreadsheets.

April 12, 2026

Tax Compliance8 min read

Seller Financing Tax Forms: Do You Need to File Form 1098? (Complete Guide)

What tax forms do you need for seller financing? Form 1098 (IRS), Form 480.7A (Hacienda PR), Form 6252 (installment sales). Who files, when they're due, and how to generate them automatically.

April 12, 2026

Rent Collection7 min read

How to Collect Rent with Zelle: A Practical Guide for Independent Landlords

A practical guide to Zelle rent collection for independent landlords — setup, limitations, Zelle vs Venmo vs ACH, and how to track Zelle payments automatically.

April 13, 2026

Property Management7 min read

How to Renew a Lease Agreement in Puerto Rico: A Guide for Independent Landlords

A practical guide to renewing a lease agreement in Puerto Rico: when to renew, what to include, how to negotiate with tenants, and how to document the signing.

April 13, 2026

Rent Collection7 min read

ATH Móvil Business vs Personal: Which to Use for Rent Collection in Puerto Rico

A practical guide for Puerto Rico landlords: key differences between ATH Móvil Business and Personal, legal requirements, and how to automate rent payment tracking.

April 20, 2026

Seller Financing8 min read

Private Lending Laws Puerto Rico: What You Need to Know Before Offering Seller Financing

A practical guide to Puerto Rico private lending laws for individual property sellers: required docs, interest rate limits, Form 480.7A, and staying compliant.

April 20, 2026

Seller Financing7 min read

Personal Loans Between Individuals in Puerto Rico: How to Document and Collect Them Correctly

A practical guide to documenting and collecting a personal loan between individuals in Puerto Rico. Promissory notes, payment plans, options if the borrower stops paying, and how to avoid conflicts.

April 13, 2026